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FundiPay

For Real-Estate Developers

As a developer, you pay for labour twice: once through the contractor's certificate, and again through every delay and variation caused by a wage dispute. Labour is the line item you can least see and most easily inflate. FundiPay gives developers real construction labour cost control, with verified attendance and accountable wage payments behind every certificate you sign.

Updated October 17, 2026 · Solutions

The visibility problem

A valuation certificate tells you what the contractor claims was built. It rarely tells you how many workers were actually on site, what they were paid, or whether the labour behind the claim was real. On a project with multiple contractors and subcontractors, that blind spot is where cost overruns hide — sometimes deliberately, often just from loose record-keeping.

What developers can see

When the contractors on your project run payroll on FundiPay, you get a verified view of labour across the build.

  • Verified attendance per site, geotagged and locked before payroll.
  • Wage payments made pro-rata to actual days worked.
  • Labour cost per project, per contractor and per phase.
  • Clean wage records for due diligence and funder reporting.

Stop inflated claims before you pay

Most ghost-worker and inflated-labour claims are almost impossible to spot on paper, because the paper is the claim. When attendance is geofenced and locked, the labour behind a certificate becomes checkable. A claim that 120 workers were on site for a fortnight while the muster roll shows 80 is a question you can answer before releasing money, not after the project is over.

Fairer to good contractors

Verified labour cost is not only a control for the developer; it is a benefit for the contractors who run clean sites. When their records are provable, they can defend their claims, get certified faster and avoid the suspicion that hangs over a sector where cash payroll is the norm. A developer who asks for FundiPay records is a developer who rewards discipline.

Frequently asked questions

Do we need to run the payroll ourselves?

No. The contractors and subcontractors run their own payroll on their own accounts. As the developer, you can be given read-only oversight of the sites on your project, so you see verified attendance and wage cost without running the process.

Can we require contractors to use FundiPay?

Many developers make verified digital muster rolls and M-Pesa wage payments a condition of the contract. Because FundiPay is already used by contractors, making it a project standard is straightforward.

Does this help with funder and bank reporting?

Yes. Verified labour cost and accountable wage payments give you a defensible labour figure for project reports, drawdown requests and funder due diligence — instead of a number the contractor estimated.

What about projects already under way?

A site can be onboarded mid-project. Attendance verification and payroll start from the day the site goes live, and the labour record strengthens from there.

Keep reading

Pay every fundi on Friday

Direct M-Pesa B2C, geofenced muster rolls and a 14-day payroll float — built for Kenyan construction sites. Bila ya kutoa.