For Fundis & Workers
You know your trade. You should not have to fight for your wages. FundiPay is the worker side of the site: you check in with your own phone, you can see the days you worked, and your wages come straight to your M-Pesa on pay day. No queue at the office, no arguing about a number nobody wrote down, no waiting for a foreman to remember you.
Updated October 17, 2026 · Solutions
How a fundi uses FundiPay
Everything on the worker side runs from your phone. You check in when you reach the gate, and payment lands in M-Pesa on pay day.
- Check in by OTP from your own phone — no app to install.
- See the days you have worked on the site.
- Receive your wages by M-Pesa B2C.
- Get an M-Pesa confirmation plus a payslip showing your deductions.
Your wages go straight to your phone
On pay day, your wage is sent directly from the business account to your own M-Pesa number. You get the M-Pesa confirmation SMS, and you get a payslip that shows what you earned, what was deducted for PAYE, NSSF, SHIF and the housing levy, and the net amount you received. Bila ya kutoa — nothing is taken that you cannot see, and every deduction has a name next to it.
Advances when you genuinely need them
When school fees are due or someone at home is unwell, the pressure does not wait for Friday. Verified workers can access emergency advances and salary advances through FundiPay, repaid automatically from future wages. It is not a sacco and it is not a loan shark: the amount is sized against wages you have already earned, and the repayment is shown clearly on your payslip.
A record that follows you
Because your payslips and attendance are stored against you rather than against one site, you build a continuous wage record as you move between projects. That history is real proof of income — useful for tenancy, credit or land — and it means a new contractor can see you are a verified, reliable fundi before you start. Your good record travels with you.
Frequently asked questions
Do I need a smartphone to be paid?
No. Payment arrives by M-Pesa B2C on any registered M-Pesa number, and check-in is by OTP over SMS. A smartphone only gives you extra convenience for viewing payslips on the portal.
What does FundiPay cost the worker?
There is no hidden charge taken from your wage. Every deduction shown on your payslip is a statutory one or a disclosed advance repayment, and the net amount you see matches the M-Pesa you received.
Can I be paid even if I move to another site?
Yes. Your FundiPay record travels with you, so a new contractor can add you to their site quickly, and your attendance and payslip history stays in one place.
How do I get an emergency advance?
Once your identity, phone number and M-Pesa record are verified and you have a history of confirmed attendance, you can request an advance. It is repaid automatically from future wages and shown on your payslip.
Keep reading
Product
Fundi Emergency Loans
Verified fundis access emergency advances and salary advances repaid automatically from future wages — without loan sharks or site disputes.
Product
Digital Payslips & Receipts
An instant M-Pesa confirmation plus a digital payslip showing gross, deductions and net — the record that ends most pay disputes.
Glossary
Fundi
A fundi is a skilled tradesperson on a Kenyan building site — a mason, carpenter, electrician or plumber — usually paid by the day.